记事05· 诈骗手法@ Experience of being scam

随着科技发达，网络诈骗案也越来越猖狂。受害者不计其数。最近我和我宝宝也被万里挑一，成为中榜人物。幸好我宝宝内力深厚，才没有战死沙场。🤣🤣🤣 *我知道我在乱用成语*

I think it is an important message to let more people know about this, so I decided to write in a language that can let another community to read and notice about this. It's about an experience of being targeted by scammer. 

让我分享一下过程。

So let me share about the experience. 

① 首先，这些诈骗集团会在买卖市场物色人选。那么幸运被点中的都会收到信息，要你whatsapp她/他们。

First of all, scammers will seek information for their victim in any channel. For my case, it's from the e-marketplace website such as Carousell and or Facebook. They will pretend that they are interested in the goods that you are selling and ask you to whatsapp them. 

*我想这是诈骗集团老手因为他们专挑新手

我刚在Carousell开了户口就接到了三封

其中两封应该是来自同一个人

因为发来的email是同一个名字*

I think this scammer are pro in this field 

because they target for new seller like me.

 I had just open a new account in Carousell 

and I received 3 messages from scammers.

 2 of the messages are from the same scammers 

as the email sent to me used the same name. 

*I think*

② 当鱼儿🐟上钩，联系他们，他们就会声称自己在国外@在外坡，要求把货物寄到她们家。他/她们的共同点就是跟你要户口号码和email。

When the fish get in the net and contact them, they will claim that they are currently oversea or stay at other state. They will ask the victim to post the item. The similarity of this scammers is asking you for your bank account number and also gmail. 

*通常跟你要email的买家你都要小心

因为大部分购买者都会直接把信息whatsapp给你

要email是方便他们把伪造的"银行🏦信息"发给你*

重点是银行是绝对不会使用email联系你的哦~

Usually if the buyers wanna get your gmail, you have to be careful 

because most of the real buyer will just whatsapp you their payment details and will not send it by gmail. The reason scammer ask for your gmail is because they wanted to mislead you by forging an official email from the Bank, however, 

real bank will never use email for any transactions. 

③ 然后他们就会说email付费了，要你看看email。

Then, they will claim that they already bank in and the bank had send you an email. Please have a check. 

④ 通常发来的email会告诉你他们汇钱给你了，可是无法通过或是汇多了，要你还多给的给"买家"。

The email that send to you consist of buyer transferred additional amount and required you to send back the balance. But the fact, the money did not reach your hand at the first place.

这是他们发来的email的格式

我发现这些骗子都很喜欢用Barclays银行😅

亮点是，如果正式的公司发来的email后面是不会显示*@gmail.com*

而是会显示公司的email户口

This is the format of the email.

I notice that scammers do like to use the name of Barclays Bank.

The truth is, if the bank send you email, it will not show @gmail.com

but will show the company name.

This is the easiest way to identify that this is a scammer!!!

大致上就是跟你说他们汇款了，但是基于某些原因，这笔款项无法通过，你需要汇回钱给他们。

经过了两次，我学聪明了。要whatsapp之前我都会上网查查名字或是电话号码。因为我在网上查到teowaikit的名，所以我就没有联系他。

After experience twice, I have learned the lesson. I will check the name and phone number before message this "buyer". I manage to detect teowaikit is a scammer so I didn't replied his message. 

发email来的那位Cheong Pui Yee也是老手，名字也在网上有，而且到处行骗。连lawyat的网站也曾经有人写出来。

Cheong Pui Yee is also a very experienced scammer as her name also appeared in lawyat website.

如果你是Carousell使用者，凡是写着user account suspended的，就知道这户口可疑，不要轻易上当哦。我就是没有读到Carousel官方发来的信息，所以上钩了。幸好逃脱了。因为第一次发生类似的事件是他们发信息给我宝宝，我刚好全程在场，所以知道他们的干案手法。

If you are a user of Carousell, all the suspended account is suspicious. 

所以行商之余也要小心骗子哦。就像我妈妈说的，凡事需要你随意给钱的，都是骗子。这句话确实在我生活中经历几次之后绝对相信的一句话。如果你有朋友网上经商，可以分享让他们知道。知道多一个经验分享，就能帮助身边的人避开被骗的机会。

So the lesson is anything that have to pay, it is a SCAM!!!

马来西亚警察提供了网站查询诈骗集团的号码与户口。你可以点击链接查询，但这里不包含全部资讯因为我查了这些号码，它们并没有在里面，所以还是自己小心为妙吧。

This is the website to check the bank account and number that is registered under scammer. 

But it is not all of it as they can always change it. (You can click the link given:)

Jabatan Siasatan Jenayah Komersil Polis Diraja Malaysia

http://ccid.rmp.gov.my/semakmule/